A New Landscape for Consumer Credit Regulation

Introduction from the Session Chair
Bart Vervenne / Eurofinas’ Chair

Experienced Chief Executive Officer with a demonstrated history of working in the financial services industry. After several management positions in retail, commercial and corporate banking, became CEO of Alpha Credit, the leading consumer credit provider in Belgium and Luxemburg. Actually responsible for the activities of the different entities of BNP Paribas Personal Finance in the Benelux. Besides, he executes several Board memberships, is Chairman of BVK/UPC, the Belgian professional association of credit providers, and is chairman of Eurofinas.

Mariusz Cholewa / President of the Management Board, ACCIS

Mariusz Cholewa is the CEO of BIK (Poland) – the largest credit reference agency in CEE, being also the President of the Supervisory Board of BIG InfoMonitor (economic data bureau) and Digital Fingerprints – cybersecurity startup specialized in behavioral biometry.  Since May 2020 Mariusz has been the President of ACCIS, the largest association of credit registers in the world. During his professional career, Mariusz has been covering top management positions for more than 20 years. 
Mariusz Cholewa is a graduate of the University of Gdańsk and the London Guildhall University, since 2005 possessing PhD Degree in Economics. 


Gianluca Soma / Head of International Retail Banking Europe, Societe Generale International Retail

Gianluca Soma started his career in 1984 in management consulting with Ernst & Young and then Telos. From 1994 to 1997 he was Head of international business for Hyperion Software Group, prior to joining GE Capital in 1997. In 1999 he was appointed CEO of Dial Italy, a subsidiary of Barclays Group. He joined Hertz Lease Italy as CEO in 2000. Following the acquisition of Hertz Lease by Societe Generale in 2002, Gianluca Soma served as Group Regional Director and later Deputy CEO of ALD Automotive Group. He was appointed Chief Executive Officer of ALD International in March 2008. Gianluca Soma was appointed to the Societe Generale Group Management Committee on July 1 2010. In October 2010 he was appointed Chief Executive Officer of Societe Generale Consumer Finance. In 2012, he was appointed Deputy Head of International Retail Banking & Financial Services Division before becoming Head of International Retail Banking for Europe. In July 2019, he was additionnally appointed Group Country Head for Russia. An Italian national, he graduated from LUISS University in Rome with a degree in Business Administration and received an MBA from the Turin School of Business Administration.